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Planning a part or event doesn’t have to be that difficult. If you want to improve your events, find a way to make them really special. One way to do that is to introduce a little spice into the mix – in the form of entertainers – break the ice and get things moving.And what more entertaining spice can you think of than a good entertainer. Whatever their role, be it mascot, mingler, or in the spotlight, a good entertainer can make people feel relaxed and comfortable and add flare to an otherwise dull event.When you use an entertainer to improve your event, think about the type of party you’ll be hosting. Of course, you must first identify your goal. Are you welcoming home a long lost uncle? Trying to sell a timeshare? Increasing your network of professional contacts? And what are the characteristics of your guests? Are they business people, families, students? What type of party will it be? A small, intimate affair for a few friends or a big bash for the whole neighborhood? When you’ve established who’ll be there and what you’ll all be doing, you can begin to search for the perfect entertainer to brighten up the affair and improve your events.How will you use your entertainer? A DJ is perfect for a party where people will be dancing. A comedian makes a great emcee or stand-up performer. A public speaker can not only entertain, but motivate and inform. Dancers can teach while they entertain, and exotic dancers (like belly dancers) can keep the place sizzling. Musicians, including singers, are a wonderful
addition to most events. Here is a list of types of entertainers you may not think of without a little help:- balloon twisters
- clowns
- face painters
- impersonators
- hypnotists
- magicians
- Elvis impersonators
- mentalists
- puppeteers
- ventriloquistsMusical entertainment doesn’t have to be a rock band or chamber orchestra. What about a barber shop quartet, folk singers, hip hop or rappers, or even a small gospel choir. It all depends on the people and the party.You can probably find a number of choices by visiting your yellow pages or checking on the internet. The options are almost limitless. Most of these entertainers work at very reasonable prices because they’re either just starting out and need the experience, or they’ve already retired and want to keep active in their beloved profession.If your budget won’t support a professional entertainer, you might think about bringing in someone who will mingle with your guests to get and keep the conversations and laughter going. Do you know someone who’s outgoing and funny? A good mingler is comfortable with all types of people and is a great conversationalist. If you bring someone in with that purpose in mind, it will probably improve your event and bring the best out in your guests. Of course, as host or hostess, you’ll want to play the role of mingler as well, making sure your guests are comfortable and involved.One approach to party entertainment is to have activities in which the guests participate. A hypnotist can use your guests as subjects and keep everyone laughing. Impersonators can play role-playing games – what would you say to the President at a fun event? A local dance teacher can keep everyone involved in learning a new dance step. There are also theme parties where everyone has a role. One of the most familiar is the murder mystery where guests have to solve a crime. Casino or poker parties involve your guests in challenging and fun activities for hours!And, of course, there’s the traditional costume party where your entertainer can play a specific role (like Caesar or George Washington). You can turn your costume party into a casual version of Trivial Pursuit, where the entertainer/character asks guests questions about his or her life or events of that day. You can offer prizes for most answers. Be creative! People love to get outside the old party box. A professional entertainer will give your party a special flare and improve your events.Bringing in a professional photographer is a great way to get people excited. Few people don’t like to have their picture taken. Now, imagine them having their picture taken with Caesar, George Washington, or George Bush!There’s only one down side to this approach. Once you’ve spiced up your party with a professional entertainer, your guests will expect all your events to be as much fun! They’ll be talking about you and the party for years to come. So, if you’ve run out of ways to bring smiles to the faces of your friends, family, and business acquaintances, consider introducing an entertainer into the mix. They’ll make your party a smashing success and improve all your events!

Most investment strategies pitch somewhere upon the continuum between a high risk / high return approach on the one end and a low risk / low return approach on the other. The problem with pursuing high investment returns, is that the capital value of investments may decrease in the short term before they increase again. The problem with conservative low-return investments is that the real value of capital may over time decrease due to inflation.The art of investing lies in finding the approach that suits you personally best. One should on the one hand try to maximise the return on capital, but at a risk level that is acceptable to you. The question is what is regarded as acceptable risk and, is the acceptability a constant factor that stays the same under any circumstances? The answer is no. More risk is acceptable under certain circumstances, but before these circumstances are discussed, it is necessary to discuss the following terms that will be used, that are often confused:SavingSaving is the action of putting money aside. It means that money is not spend, but is kept at the owners disposal.InvestingInvesting means that money is handed over to a third party for purchasing assets with the purpose of long term investment growth. Investors transfer the their funds with the intention that financial assets like shares and bonds or hard assets like diamonds are bought. Investing does not mean to hand money over to dubious schemes.GamblingTo gamble is normally understood as “to play a game for money or other stakes” like putting money on a roulette wheel or buying a lotto ticket. It can also mean to buy a share that you know nothing about or investing in a scheme you don’t understand.Marketers of illegal schemes use the word “investing” to lure people to hand their money over to them. Initially, when “investors” receive high payouts, they think the scheme is the best investment thinkable. The fact that it has nothing to do with investment, only dawns on them when they lost all their money and it is to late to recover anything.SpeculationSpeculation means that a calculated risk are taken to make money on a relatively short term. One may for instance buy property with the purpose to sell it in a year or two at a higher price. The price of the property may not rise, but at least you have done sufficient homework to make sure that there is a high probability that it will rise.Now that we are sure about the terms, we can look at the circumstances under which a higher risk may be appropriate.

Surplus income: The higher your surplus income, the higher the risk you should be able to handle in investing money.
Frequency of investment To invest a certain amount regularly, holds less risk than to invest a single amount at once.
Amount: If the amount you want to invest, is a small percentage of your total capital, you can accept greater risk.
Term: Greater risk can be handled with longer investment terms. Young people can therefore accept greater risk, but if the term of their financial objectives is shorter, investment portfolios should be structured less risky.
Income: If you receive an income from your investment, it should be structured more conservative with less risk. If you are not receiving an income at the moment, but plan to do so in future, you can decide to pursue a higher return till you need the income. When this happens, the investment could be restructured to reflect the new situation.
Investment experience: Investors with little investment experience should be more wary against risk than investors with lots of experience in this regard.
Dependants: Investors with more dependents should be more wary towards risk than those with few dependants.
Health: Healthy investors can handle more risk than unhealthy investors.
Diversification: An investor that already has a well diversified investment portfolio, can accept greater risk with new investments than investors with undiversified portfolios.
Timing: Share investments are normally more risky than some other investments. Investment risk can however be reduced if shares are bought when the economic cycle is on it’s lowest. Risk can also be lowered if investors buy shares of strong well established companies with little debt and healthy balance sheets.
Emotional tolerance:Some people loves the adrenaline rush in going for high returns, with no regard to the risk. They are emotionally capable of doing it this way. For other, it is a nightmare if their investment fall by a single percentage point. One should therefore know how you will respond to sudden capital depreciation.
SummaryOne’s view on risk forms an extremely important element in investment planning. It is as irresponsible to take unnecessary risks as it is to be satisfied with a low return on your money. However, to pursue higher return, goes with the responsibility to research the investment opportunity thoroughly before parting with your money.

Are you ready to travel? Being unsure on what to do and what to expect once you reach your destination can actually raise your anxiety and panic. You don’t want that to happen and spoil the opportunity to enjoy the trip. Thus, you better heed to these tips:1. Check your travel requirements. You don’t want to mess up with the immigration. You can just imagine the horror of being deported, detained, or interrogated for such a long time. Before you even board the plane, make sure you can have your visas and passports ready. Read about the entry requirements. How long are you allowed to stay? Where can you get these travel visas and passports? How much should you pay?2. Know the place extremely well. How much do you know the location? Though some would find it exhilarating to never know where they are going to or what to do, this can be pretty dangerous. Your security is at a very low level, and you may just end up inviting disaster into your trip.It’s still a good tip to plan ahead of time. Decide the places you want to visit, how long you’re planning to stay there, and the modes of transport. Determine the culture and heritage of the people. You want to blend in with them, not to turn out offensive or insensitive.3. Let someone know you’re traveling. Advise your boss, friends, and family members where you’re planning to go. They can check up on you from time to time. This will also give you an opportunity to communicate with them, so you don’t end up suffering from homesickness. You can also forward your travel plans to them.4. Purchase travel insurance. When you’re traveling at a very far place, it’s best to have travel insurance. You can count on it when your flight is cancelled or rerouted, when you lose your luggage, or when you get sick and you definitely need some immediate care. There are already flexible policies you can choose, something that fits your travel needs and budget.5. Develop a sense of optimism. Don’t allow the dread to dampen your spirit. You can use subliminal messages to uplift your spirit. Just take the following subliminal messages as an example:I am happy for this opportunity.I can’t wait to get on this adventure.I am looking forward to this trip.I am eager to feel the surprise traveling is going to give me.You can repeat the subliminal messages when you’re meditating or visualizing. You can also recite the subliminal messages while you are on board the plane or when you’re on the road.6. Be safe. Stay at places you’ve studied, be with the crowd, and stay away from narrow and dark alleys and streets. Know the places you should avoid and do your best not to attract attention. Go for an accommodation with excellent security.With these ideas, there’s no way you won’t get to enjoy your trip alone or with a group.